What is Title Insurance?

As you buy a new house, you will most likely take out a homeowner’s insurance policy. This helps safeguard you and your family against whatever the future might hold for your property.

However, the past may also present itself as an issue. That’s why you should also invest in title insurance, which protects policyholders against challenges to rightful ownership of real property as the result of thorny circumstances regarding prior ownerships of your new property.

When you own a piece of real property, you have the reasonable expectation of being able to occupy and use the property freely, and to not have to worry about debts or obligations you did not create nor agreed to during the initial transaction. You also want the ability to sell or pledge your property as security for a loan without any unnecessary complications. That’s why title insurance is so critical for homeowners: it is designed to protect the full extent of your rights when it comes to the real property you own.

So when you purchase new property in East Texas, don’t risk closing without the assurances of a clear title. Trust in Trinity Valley Abstract and Title, LLC to protect your interests with title insurance.

Verifying a Title

To be totally sure that the title to a piece of property is legitimate, and that the future owners will be the legal and rightful owners of that property, a title company like Trinity Valley Abstract and Title, LLC will perform a title search.

A title search involves a thorough examination of the records related to the property, and to ensure that no other party might claim full or partial ownership of the property after closing. Plus, Trinity Valley Abstract and Title, LLC will scan for outstanding mortgages, judgments, liens, or any hint of unpaid property taxes. We can dig up anything that might impact your rightful ownership of the property – even to the point of recommending a property survey to determine the true boundaries of your property to ensure there are no issues with neighboring properties.

If you are selling or purchasing a new piece of property and desire the peace of mind that comes from knowing the title to the real property is clean and legitimate, consider the services of a trustworthy title company like Trinity Valley Abstract and Title, LLC.

Trinity Valley Abstract and Title, LLC represents the people of Athens, Texas and the surrounding area with title services while maintaining professional standards of service to all our clients. Our goal is to provide you with a smooth pathway to closing the deal on your property. If you are in the market for a new home, or simply want to ensure that the title to a piece of property is free of any hidden costs or restrictions related to prior ownerships, contact Trinity Valley Abstract and Title, LLC in Athens today.